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PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 equal payments, with the first due at time of purchase and subsequent payments due every month on the same date. (If your order is placed on the 31st of the month and the following month only has 30 days, your instalment will be due on the last day of the month.)
It’s a great way to spread the cost of larger items or investment pieces, and is a helpful tool to manage your budget more effectively.
Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments to avoid late fees and possible impact to your credit score.